OweFlowSplitting bills should feel effortless.
OweFlow was founded by Ryan Manickam with one goal: take the awkwardness, confusion and math out of shared expenses.
Whether it is roommates splitting rent, a couple managing groceries, or a travel group tracking who paid for dinner, OweFlow keeps everyone on the same page so friendships stay stronger than spreadsheets.
Ryan Manickam
Founder
"I started OweFlow because I was tired of chasing friends for money and trying to remember who paid for what. Splitting expenses should be as easy as the fun you had spending them."
Ryan leads product, design and strategy, and is obsessed with making money between friends feel less weird.
What we believe
These principles guide every decision we make at OweFlow.
Built with care
Every feature is designed to reduce friction between friends, not add to it.
People first
Groups are private, balances are clear, and no one gets left doing the math.
AI-assisted, human-approved
Smart suggestions for receipts and categories, with full control in your hands.
Privacy by default
Your data is yours. We only share expenses with the people you invite into a group.
Talk to a human
Questions, bugs, billing or account deletion — email us and a real person replies, usually within two business days.
support@getoweflow.comHow we handle your data
We are transparent about what we store, where it lives and who can see it. Read the full write-up on our security page.
Security & data handling